Firearms and Self Defense Enthusiasts

Homeowners insurance typically covers personal property, including firearms, but the coverage can vary significantly by policy and provider. Most standard homeowners insurance policies may have specific limits on firearms, often ranging from $1,000 to $2,500 for theft or damage.

For higher-value collections, it may be advisable to purchase a rider or endorsement to increase coverage limits. Always check with your insurer for the specific terms and limits of your policy regarding firearms.